Swedbank: Building agility in a large international bank, while making employees happier.



Cecilia KåhrströmWhenever you do a change in an organization of this size you have to keep in mind that the maintenance and security is always top priority and we have a great responsibility towards our Swedbank customers.
Cecilia Kåhrström
Head of I&O Office, DBIT (within Infrastructure & Operations)

Swedbank was founded in 1820 and today has almost 8 Million private customers. During 2018-2019, agile42 has supported Swedbank IT Delivery in Sweden and the Baltics throughout their agile transition: a very interesting and fun project mainly because of the incredibly open and collaborative human beings the coaches have met throughout the journey and the ex- traordinarily committed leaders we had the pleasure to support. We at agile42 are very proud of what Swedbank has been doing and has achieved.

I think this transformation will increase the collaborative culture within the whole bank.

The core of this transitional journey was the leadership understanding of the need of a cultural shift, in order to move from a heavily control-based to a more collaborative organisation: adopting Scrum becomes just gold plating existing process and roles, if the DNA of the organization and the leadership behaviours stay unchanged.

At agile42 we believe in creating more human and productive workplaces, which in turn create resilient organizations which are able to respond fast to changing market conditions and that’s what Swedbank IT tried to do. This is their story.

I believe that the type of environment we have created now, is more open to changes and improvements which I am sure will benefit us in the future.


No real change will happen without any challenges or hiccups. That was true also for Swedbank. If the change is to be successful and sustainable, it must grow organically within the organization. A true agile transition can be effective only if we are able to create a proper mindset in the organization. Other important factors are related to the Organization and Structure, Products and Technology, People and Skills, Vision and Strategy. It is a complex journey, and this is why you cannot buy or rent organizational agility: you need to own it.

The journey for IT and our division has taken a couple of years now and I think that we need at least 1 more year to consolidate what we learned so far. I feel that this transition has been fast, at least for us, also thanks to the guidance from agile42. When- ever you do a change in an organization of this size, you have to keep in mind that the maintenance and security is always a top priority and we have a great responsibility towards our Swedbank customers. Being an infrastructure and operations-based organization, this has been challenging.

The agile practices are in some cases more applicable to development, and this has challenged us to think more outside of the box. The upside of this transition is that we have upfront recognised that we needed to be an adaptive organization despite of our “old” organization legacy.

Our teams have been very open and en- gaged in embracing the changes derived from this transition
Heikki CollanusThe transition had some hiccups. In the beginning, the team struggles to adapt to new work practices and work structure. Due to Swedbank being such a big organization, people had different ideas of what Scrum really is even after we attended a training. However, with the support of the agile42 coaches, we cleared that up, so we are aligned now around what works best for us. I think that we incorporate and adapt our way of working with what we learned from agile42. Now it’s a Swedbank way of work- ing with an agile42 twist
Heikki Collanus
Scrum Master for Event Automation and AI


Giuseppe De SimoneYou cannot buy a predefined process and expect it to sup- port your strategy and retain your competitive edge
Giuseppe De Simone
Leadership & agility coach and trainer at agile42

Every company has a strategic advantage in being different and improving the overall organizational agility is a continuous journey: you cannot buy a predefined process and expect this to support your strategy and retain your competitive edge. Every organization that is interested in becoming sustainably agile needs to make this journey and we helped Swedbank travel quickly with a minimum of detours and learn the craft as we together went the distance. An important success factor was, as always, adopting an iterative and incremental approach to change: the aim is to achieve valuable and visible changes as fast as possible, while preparing the wider organization for the upcoming change.

The first step was to perform an in-depth assessment of the situation to identify the current environment, the organizational culture, potential risks and sensitive areas, and to understand the goal of the transition. The management team is responsible for an organization to reach business goals and become resilient towards competition, market changes or other impact: therefore understand- ing the impact of agility, creating the right agile organizational structure, establishing the proper leadership styles and preparing the environment were some of the strategic work the leadership had to address before any operational activity towards agility.

Then we introduced the necessary practices and helped both the management and the teams understand the principles behind the practices. Depending on the needs, we worked with leaders to identify the methods and frameworks that could lead them towards the goals they wanted to achieve.

We trained and supported the teams in the use of Scrum, Kanban or any other suitable framework, and, most importantly, we aimed at teaching everyone how to continue the journey on their own. We have all experienced that pushing people to change does not work, so we rather focused on making people the best they could do and trusted they would do a good job.

And they did! 

What changed?

Before we took on this transition we were, like many others, working in a waterfall process.
I feel that we are working more efficiently now and we have applied a more structured way of working throughout the whole division. What we work on is now more visible so that we can focus and collaborate on the highest valuable work items. We can see what we have in the pipeline and therefore we can optimize the delivery to our customers. This journey is of course not finished yet: I fully believe that being agile is a continuous work and it will probably take a while for us to get to the next level!
We work better than before. I believe that the type of environment we have created now is more open to changes and improvements which I am sure will benefit us even more in the future. 


In the beginning it was difficult to see if the delivery of our services had improved or not, but now, we are confident that we are faster and more flow efficient than before the transition started. However, the greatest achievement of this transformation is the creation of collaborative culture within the whole bank. 


  • Clearer overview to present to our stakeholders.
  • Company culture more open to changes and improvements.
  • 10 times higher employee engagement.
  • Customer focused organizational structure.
  • Faster service delivery. 

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